How Can I Experience Simplified and organized financial planning to give you peace of mind in your future. Get Started More From Life? Confidence. Clarity. Experience More.

The Problem

The problem with traditional financial planning;

Missing critical parts of the plan outside the advisor’s scope of services

Expensive and unclear commission structures

Product focused instead of personalized service to you

Generic one-size fits all plans that do not serve you

How We Help Clients

“Somewhere between the bottom of the climb and the summit is the answer to the mystery why we climb.”

Greg ChildMountaineer


In an effort to provide more education to our clients we've created the following section for the most common problems.
Business Critical
Based on 21 reviews
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Jeremy Regoto
Jeremy Regoto
01:36 26 Aug 20
Philip is incredible. Extremely intelligent and very informative.
Octopus & Son
Octopus & Son
00:20 11 Mar 20
I can’t say enough great things about Philip and Quantum Financial! The complexities of finance can be overwhelming... and I require a visual approach to understanding. Philip took the time to literally draw out the breakdown of my financial position, goals, and how each piece of his financial services could add value to my business.What makes him exceptional was when he told me of the services I didn’t need and why. Truly set me and my company up for future success. He has my respect and business!read more
Jon Lamont
Jon Lamont
21:23 04 Nov 19
If you are a business owner I highly recommend that you speak to Philip Setter with Business Critical. His knowledge... about corporate tax strategies and financial planning is incredible. You will wish that you spoke with Philip and implemented his strategies years ago.read more
Munish Mehan
Munish Mehan
21:12 29 Oct 19
He is very knowledgeable and very smart guy! He knows what he is doing! He has thorough understanding of taxation.
David Wiitala
David Wiitala
17:48 29 Oct 19
Philip is one of the most knowledgeable corporate insurance professionals I know. Corporate planning takes expertise,... you must "get it right" the first time, and he definitely has the capabilities. Great guy as well!read more
susan kandalaft
susan kandalaft
22:06 17 Jul 19
If you are looking for someone to help you with your financial services who is a tax planning/strategic whiz, Philip is... your guy! With his down to earth and easy going personality coupled with his clear, concise communication skills he makes complicated and confusing finance and tax stuff easy to understand. Philip is passionate about his work and it shows! I would highly recommend him as an honest and knowledgeable finance expert.read more
Mike Chartrand
Mike Chartrand
04:25 19 Sep 17
As owner of A laptop shoppe, i have developed a Professional relationship with Phil , Purchasing insurance was a good... experience, i quickly built a trust relationship and felt confident with Phil's expertise and knowledge. I really appreciate Phil's Punctuality and Determination finding answers matching my needs.read more
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