Legacy planning is not just a product placed for the best tax preferences. It’s your life’s value carefully distributed to your heirs and charities; not to where the advisor deems it best suited.
Here is the problem:
Worried that taxes will take too much value from your estate
Product biased advice that does not take your true goals into consideration
Uncertainty about how to structure your affairs fairly and equally
Lack of coordination between your advisors
Legacy planning should start and end with your goals and values, not just what product can fit into them. You need a plan that can fulfill all your wishes in the most efficient manner possible.
